Hurt in a Car Accident? Call Now to Speak with a Personal Injury Lawyer

If you were injured in a car accident in Chappaqua, you don’t need to figure everything out on your own when it comes to insurance and the legal system.

Call us right now for a free consultation if you’re looking for clear steps, honest answers, and real help from a friendly attorney who truly listens and wants to make things as easy as possible for you.

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This free case evaluation comes with no pressure. An attorney will carefully review your case and help you decide what your legal options are. So don’t wait – take the guesswork out of it and give us a call now.

What Is New York’s “No-Fault” Law?

In New York, we have something called no-fault insurance. This means after most car accidents, your own insurance pays for your medical bills and other basic expenses up to a certain limit, no matter who caused the crash.

This is good because:

  • You can get treatment fast.
  • You don’t have to wait for the other driver’s insurance or file a lawsuit just to get basic things paid for after a crash.

The problem is that no fault only pays so much – typically up to $50,000. There are also a number of other caveats and restrictions on what no-fault can pay. For example, pain and suffering isn’t paid for by no-fault. To seek the full compensation you are owed for a serious injury after a car accident, you may wish to speak with an attorney who can fight for every dollar that you deserve under the law and the facts of your case.

Can You Sue After a Car Accident in New York?

Just because New York has “no-fault insurance” in place for car accidents doesn’t mean you cannot sue the other driver. One of the ways you can sue an at-fault driver is when your injuries are serious.

What is considered a serious injury is defined by New York law. Common examples of what counts as a serious injury includes:

  • Broken bones
  • Loss of limbs
  • Significant disfigurement (for example, scarring)
  • Permanent loss of use of a body organ, member, function, or system
  • Significant limitation of use of a body function or system
  • Loss of a fetus
  • Permanent consequential limitation of use of a body organ or member
  • Medically determined injury or impairment which prevents the person from performing substantially all of the material acts that constitute their usual daily activities for at least 90 days of the first 180 days following the accident
  • Death

Figuring out whether your injury is considered a serious one under the law is a factual and legal question. A car accident attorney can look at your case and let you know whether your injury might qualify. You don’t need to guess or try to figure it out on your own. Call us today and let us help.

What Happens in a Car Accident Case?

Here are the main steps in a car accident case:

  1. You get medical help – Always the first and most important step.
  2. Your attorney collects key evidence – Like police reports, photos, and medical records.
  3. Your attorney talks to any insurance companies – This way you don’t have to. Saying the wrong thing to an insurance adjuster is a common way car accident victims can hurt their case.
  4. Your attorney will file a lawsuit seeking compensation – This will be done timely within the statute of limitations with all of the necessary information required.
  5. Your attorney will try to settle – That means getting money for you without going to court.
  6. If needed, your attorney will go to court – If the insurance company doesn’t offer a fair settlement that is acceptable to you, your lawyer will take them to court and proceed to trial if necessary in an effort to seek maximum compensation for your injuries.

Each case is different, but the Law Office of Michael J. McConnell will be with you every step of the way so that you don’t feel lost or unsure. The goal is always to explain everything clearly and keep you informed.

How Can a Car Accident Lawyer Serving Chappaqua Help?

The other driver’s insurance company exists to make a profit, which is why you can almost guarantee they will be working very hard to pay you less than you deserve. Having a trusted attorney on your side to fight for you and make sure you are fairly compensated is a way to level the playing field and have peace of mind knowing you don’t have to face the legal system alone. 

Important Steps After a Car Accident?

In general, the following actions are key after a car accident.

  1. Call 911 – Always report the accident.
  2. Get medical help – Even if you feel okay.
  3. Take photos – Of cars, the road, and any injuries.
  4. Get names and numbers – From the other driver and witnesses.
  5. Call a lawyer – To protect your rights from the very start.

Even if the damage to the vehicle was small, you can still have serious injuries. Don’t wait to get the medical help you need. It is better to err on the side of caution, especially since you could have a “hidden” or “invisible” injury like a concussion. A doctor might be able to identify such an injury and help you avoid serious complications. Once you get the immediate medical care that you need, you can consider speaking with a Westchester County personal injury lawyer about whether you might be able to sue the other driver.

What Does It Cost to Hire a Lawyer for a Car Accident in Chappaqua?

Car accident lawyers in Westchester, including Michael J. McConnell, do not require any payment from a client up front. We work on a contingency fee basis, which means we only ever get paid if we win your case. And remember, we offer free consultations, so there’s no downside in calling. Let’s talk about your case and see how we can help.

Talk to a Chappaqua Car Accident Lawyer Today

You’ve been through enough already. You shouldn’t have to deal with insurance companies, bills, and stress all alone. Let us help take some of the weight off your shoulders.

With just one call, you can:

  • Learn your rights
  • Get clear answers
  • Start moving forward

We’re ready to help – kindly, calmly, and compassionately.

Call now for a free consultation. We’re here for you, and we’re ready to listen.